Effective Date: March 22, 2026
Last Updated: March 22, 2026

1. Introduction
Welcome to GapUp Academy, a stock market education and training institute. These Terms and Conditions govern your access to and use of our website, courses, services, webinars, and all associated platforms.
By enrolling, accessing, or using any of our services, you agree to be legally bound by these Terms & Conditions, along with our Privacy Policy and Disclaimers.
If you do not agree, please do not use our services.

2. Nature of Services (Very Important)
GapUp Academy is strictly an:
● Educational platform
● Training institute
● Financial literacy provider
We clearly declare:
● We are NOT SEBI registered
● We are NOT investment advisors
● We are NOT research analysts
● We are NOT brokers or sub-brokers
● We are NOT portfolio managers
● We are NOT financial planners
● We are NOT legal or accounting professionals
All content is provided only for educational and informational purposes.

3. No Financial Advice Disclaimer
By using our services, you acknowledge that:
● We do NOT provide stock tips or calls
● We do NOT recommend buying or selling any securities
● We do NOT manage funds
● We do NOT guarantee profits
Any examples, charts, or strategies shown are:
● For learning purposes only
● Not real-time recommendations

4. User Eligibility
To use our services:
● You must be 18 years or older
● You must provide accurate information
● You must comply with all applicable laws

5. Account Responsibility
You are responsible for:
● Maintaining confidentiality of login credentials
● All activities under your account
● Ensuring secure usage
GapUp Academy is not liable for unauthorized access due to user negligence.

6. Course Enrollment & Access
● Access is granted after successful payment
● Course duration and access period may vary
● Access may be revoked if terms are violated
● We reserve the right to modify course content at any time

7. Payment Terms
● All payments must be made in full
● Prices may change without prior notice
● Payments are processed via third-party gateways
We are not responsible for:
● Payment gateway failures
● Transaction delays

8. Refund Policy
Important:
● Fees once paid are generally non-refundable
● Refunds (if any) are at sole discretion of management
No refund for:
● Change of mind
● Lack of time
● Loss in trading
● Unrealistic expectations

9. Intellectual Property Rights
All materials including:
● Videos
● PDFs
● Strategies
● Course content
Are owned by GapUp Academy
Strictly prohibited:
● Copying
● Recording
● Sharing
● Selling
● Redistributing
Violation may lead to:
● Immediate termination
● Legal action

10. Prohibited Activities
Users must NOT:
● Misuse course content
● Share paid content publicly
● Misrepresent GapUp Academy
● Use content for illegal activities
● Post harmful or abusive content

11. Risk Disclosure
Stock market trading involves high risk.
You understand that:
● Losses can exceed expectations
● Market conditions are unpredictable
● No strategy is 100% accurate
You take full responsibility for your decisions.

12. No Guarantee Clause
GapUp Academy does NOT guarantee:
● Profit
● Income
● Consistency in results
Your success depends on:
● Discipline
● Risk management
● Practice
● Market conditions

13. Limitation of Liability
GapUp Academy, its founder, trainers, and team:
● Are NOT liable for any financial loss
● Are NOT responsible for trading outcomes
● Provide education only

14. Third-Party Platforms
We may reference:
● Brokers
● Trading platforms
● Tools
We are not responsible for:
● Their services
● Losses incurred
● Data handling

15. Communication Policy
By enrolling, you agree to receive:
● Calls
● SMS
● Emails
● WhatsApp messages
For:
● Updates
● Offers
● Important notifications

16. Testimonials & Marketing Consent
By submitting testimonials:
● You allow us to use your name, video, or feedback
● Content may be used for marketing
We ensure no misleading claims are made.

17. Suspension & Termination
We reserve the right to:
● Suspend access
● Terminate accounts
If:
● Terms are violated
● Misuse is detected
No refund will be provided in such cases.

18. Indemnification
You agree to indemnify GapUp Academy against:
● Legal claims
● Losses
● Damages
arising from misuse of services.

19. Force Majeure
We are not responsible for delays or failure due to:
● Natural disasters
● Internet issues
● Government actions
● Technical failures

20. Modifications to Terms
We may update these Terms at any time.
Continued use equals acceptance of updated terms.

21. Governing Law & Jurisdiction
These Terms are governed by the laws of India.
Any disputes shall be subject to jurisdiction of courts in West Bengal.

22. Entire Agreement
These Terms, along with the Privacy Policy, form the complete agreement between:
● User
● GapUp Academy

23. Contact Information
Name: Abinash Mahato
Email: contact@gapupacademy.com
Phone: 6295549335
Address: Dulmi More, Purulia, West Bengal
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24. Final Legal Acknowledgment
By using GapUp Academy services:
● You understand this is an educational platform only
● You accept that we are not SEBI registered
● You agree that no financial advice is provided
● You take 100% responsibility for your trading decisions

Final Statement
GapUp Academy ka mission hai educate karna, profit guarantee dena nahi.
Learn properly. Practice smartly. Trade responsibly.
— Team GapUp Academy